I am not a numbers person. Anyone who knows me well will tell you that. Balancing my checkbook is a daunting task for me. However I run a small business and have managed to run it pretty close to debt free for the past 7 years. Granted, I only have one employee, me, and very little overhead. I am very blessed in that I have a very "money wise" spouse that has helped me stay on track and not borrow to keep the business afloat. That is his philosophy and I have heeded his advice and it has served me well. Now as a small business person I have felt the poor economy to some degree, but all in all things haven't been too bad and so far the doors have stayed open. I hope that this will always be the case, but there are certain realities in business one must soberly understand. If someone does it better, cheaper or faster if will effect my bottom line. If I don't do my part and keep on top of trends in my industry and in the business world, my business will suffer. If my debt outweighs my profit I will sink. The "fittest" and the best survive and that is the way it is. It is the natural trend and it is to be expected. I think small business owners know this better than anyone. I find it strange that large corporations don't seem to understand this. It is pretty apparent to me and I am no economic genius. Maybe I just feel the pain a little sooner because I am such a small operation. I don't know. Just common sense I think.
So now we have this big bail out that is supposed to come in and save the day. I have some questions. Where is congress going to get all this money? What happens the next time all these corporations and banks start to sink? Who saves them then? When does it all end? How many generations will feel the effect of these decisions? I think I probably know most of the answers to those questions and you probably do too. I hope you do. We will pay for this. We will pay again unless someone starts thinking and soon. It will effect our children and their children for probably a long time. Again, just common sense I think.
Galations 6:7 Do not be deceived: God cannot be mocked. A man reaps what he sows.
Now, I have this four year old little girl. She is incredibly honest. She will make statements like "I want a piece of candy" or "I want that toy" or "I want to watch Dora". You know she doesn't say she needs any of these things, she says the word want. She is quite accurate. She doesn't need candy, she needs healthy food. She doesn't need a toy, she has many, but she needs warm clothes to wear. She doesn't need to watch Dora, she could watch something else, but she does need a warm place to sleep at night. Kids are amazing. Most the time they are pretty honest and there can be some pretty awesome lessons in that. We adults should pay more attention. Maybe as adults we should be a little more honest with ourselves and others?
Mark 8:36-38
36What good is it for a man to gain the whole world, yet forfeit his soul? 37Or what can a man give in exchange for his soul?
This all might be an over simplification, but you need to remember I am not a numbers girl.
Want: to desire; wish or long for.
Need: something useful, required, or desired that is lacking.
There is a difference. Do you see the difference between the two definitions? No one wants to admit it, but wants and needs are not the same. If we don't have the money for what we want, we have no business buying it.
Ok, so this is where I believe it all went wrong for our country. What I have observed over the years is a lot of folks who want what they really don't need and are very willing to go into debt over it. This represents your average Joe, like myself, to big corporations that overextend themselves. It is a lack of wisdom. Quite honestly, I have done it a time or two in my life and I pretty much have always had my hand slapped as a result. I have learned the painful way that I don't like having my hand slapped so I try real hard not to do that anymore! America is getting it's hand slapped for getting greedy, managing poorly and not watching it's bottom line. It is natural. It is to be expected. It must happen so we can gain wisdom and not do it again. Congress wants to stop that hand slapping, but they will only delay it. This might anger you or scare you and I am sorry if it does. It is the truth. It will only be more painful if delayed. It will hurt people that deserve it and it will hurt people that don't deserve it. It already is and congress can't stop it. It will rain on the just and the unjust. We must learn once again to be a nation that loans and doesn't borrow. We must again be a nation of producers and not consumers. We need to learn to be competitive and not apathetic. It is time we have a work ethic again and not get drunk on the sweat of others. The whining of the wants will be hushed and muffled in the loud groaning of the needs. This is beginning to happen.
Proverbs 21:20 says, "There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up."
I must say this one last thing. Know Who your provider really is. It isn't Uncle Sam. It isn't the company you work for. It isn't the business you run. It is the Lord God Almighty. If you are a believer you have nothing to fear, honor Him in your life and in your finances and He will provide for you needs.
Philippians 4:19:19 And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.
God bless you and good night.
